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Persian Words for Getting a Loan: Speak Fast Lesson 19

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Learn 20 Persian words for asking for a bank loan, plus key adjectives, with pronunciation, example sentences and a quiz.

Persian words for getting a loan

Study notes for this lesson. The Lesson 19 video introduces the new words for this lesson, which is about getting a loan. Below is a word list on the same theme, example sentences and a short quiz. On the other pages of this lesson, Reza asks Mrs. Rezaei, a bank manager, for a loan to buy an apartment.

The list has two parts: bank words for loans, and a group of common adjectives such as بزرگ (bozorg, "big") and گران (gerân, "expensive"). You will need the adjectives on the grammar page, which explains how adjectives work in Persian.

Word list

Persian Pronunciation English
وام /vâm/ loan
وام گرفتن /vâm gereftan/ to get (take out) a loan
درخواست /darkhâst/ request, application
مدیر /modir/ manager
مدارک /madârek/ documents
حقوق /hoghugh/ salary
ماهانه /mâhâne/ monthly
قسط /ghest/ installment
اقساط /aghsât/ installments
سود /sud/ interest; profit
ضامن /zâmen/ guarantor
مبلغ /mablagh/ amount (of money)
آپارتمان /âpârtemân/ apartment
بزرگ /bozorg/ big
کوچک /kuchak/ small (spoken: kuchik)
ارزان /arzân/ cheap
گران /gerân/ expensive
آسان /âsân/ easy
سخت /sakht/ hard, difficult
جدید /jadid/ new

Notes on the words

  • اقساط (aghsât) is the Arabic plural of قسط (ghest). In everyday speech you will also hear قسط‌ها (ghesthâ).
  • مدارک (madârek) is also an Arabic plural; the singular مدرک (madrak) means "a document" or "a degree."
  • حقوق (hoghugh) means "salary" when you talk about work, and "rights" or "law" in other contexts.
  • ماهانه (mâhâne) is made from ماه (mâh, "month") and the ending -انه (-âne). In the same way, سالانه (sâlâne) means "yearly."

Example sentences

Persian Pronunciation English
می‌خواهم وام بگیرم. /mikhâham vâm begiram. (spoken: mikhâm vâm begiram.)/ I want to get a loan.
مدیر بانک فرم درخواست را به من داد. /modir-e bânk form-e darkhâst râ be man dâd./ The bank manager gave me the application form.
حقوق ماهانه‌ی شما چقدر است؟ /hoghugh-e mâhâne-ye shomâ cheghadr ast?/ How much is your monthly salary?
سود این وام کم است. /sud-e in vâm kam ast./ The interest on this loan is low.
برادرم ضامن من است. /barâdaram zâmen-e man ast./ My brother is my guarantor.
آپارتمان‌های جدید گران هستند. /âpârtemânhâ-ye jadid gerân hastand./ New apartments are expensive.
هر ماه یک قسط می‌دهم. /har mâh yek ghest midaham./ I pay one installment every month.

Questions you will hear at the bank

Persian Pronunciation English
چه مبلغی لازم دارید؟ /che mablaghi lâzem dârid?/ What amount do you need?
ضامن دارید؟ /zâmen dârid?/ Do you have a guarantor?
وام را برای چه می‌خواهید؟ /vâm râ barâye che mikhâhid?/ What do you want the loan for?
مدارک‌تان کامل است؟ /madârek-etân kâmel ast?/ Are your documents complete?

Practice tip

Learn the adjectives in pairs of opposites: big and small, cheap and expensive, easy and hard. Then describe things around you out loud with a noun and an adjective, for example "a big bank" or "an expensive apartment." The grammar page shows exactly how to join the two words, so this practice prepares you for it. Finally, say one full sentence about money using a word from the loan list, such as "The monthly installment is small."

Practice

  1. How do you say "loan" in Persian?

    Show answer

    vâm وام

  2. What is a {{ضامن}}?

    Show answer

    A guarantor, someone who promises to pay if you cannot.

  3. Give the opposite of {{ارزان}}.

    Show answer

    gerân, "expensive" گران

  4. Translate: "How much is your monthly salary?"

    Show answer

    hoghugh-e mâhâne-ye shomâ cheghadr ast? حقوق ماهانه‌ی شما چقدر است؟

  5. What is the singular of {{اقساط}}?

    Show answer

    ghest, "installment" قسط

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